Book Reviews · Finance · Self-Improvement

Money: Master the Game by Tony Robbins

money master the game


About the Book

I’ve talked about Robbins before and what an extraordinary man his is.

In all aspects of life, he seems to have his sh*t together.

It should come as no surprise then that his best-selling book about finance and happiness should be anything less than remarkable.

That’s indeed the case.

Wowwwww; what a book this is!

It’s over 600 hundred pages long but I can honestly say I had no trouble blasting through this in one weekend. Page after page was full of worldly wisdom, and I love the fact that it’s so much more than your typical finance book.

A couple of items really stand out for me. The first is Ray Dalio‘s ‘all seasons’ investment allocation which has performed superbly well over the last 80 years. For details of this alone, the book is well worth the money.

The second is Tony’s discussion of using your nest egg to fund a lifetime income through the purchase of annuities. Never have I seen this explained so clearly.

And finally, I love how the last chapter is dedicated to achieving happiness through finding meaning and giving. He shares some amazing personal stories of what this has done for him and it leaves you with an amazing sense of possibility!

I just love this book!

Without further ado, here are some of my favourite takeaways.


Favourite Passages:

  • “The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be More. Serve more. And you will have the opportunity to earn more…” Chapter 1.1


  • “‘ Can anybody remember when the times were not hard and money not scarce?’ – Ralph Waldo Emerson” Chapter 1.3


  • “‘ An investment operation is one which, upon thorough analysis, promises safety of principle and an adequate return. Operations not meeting these requirements are speculative.’ – Benjamin Graham, The Intelligent Investor” Chapter 2.8


  • “Change the story, change your life. Divorce the story of limitation and marry the story of the truth, and everything changes… when you get rid of the limiting stories, take massive action, and find the strategies that work, the results you can create are truly miraculous.” Chapter 2.9


  • “‘If you don’t know where you’re going, every road will lead you nowhere.’ – Henry Kissinger” Chapter 3.2


  • “Most people overestimate what they can do in a year, and they massively underestimate what they can accomplish in a decade or two… Just because something isn’t in the foreground or isn’t within striking distance, don’t underestimate the power of the right actions taken relentlessly.” Chapter 3.2


  • “Learn to work harder on yourself than you do on your job.” Chapter 3.4


  • “‘In any moment of decision, the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing.’ – Theodore Roosevelt” Chapter 4.2


  • “Ray [Dalio] then revealed the most simple and important distinction of all. There are only four things that move the price of assets:
  1. Inflation
  2. Deflation
  3. Rising economic growth, and
  4. Declining economic growth

Chapter 5.1


  • “Remember how annuities got their start 2000 years ago in the time of Caesar? For hundreds of years, insurance companies have successfully guaranteed lifetime incomes for millions of people because, when a bunch of people buy an immediate annuity, some people will die early while others will live a long time. By ‘pooling’ the risk, the annuity buyer who lives a long time gets the benefit, while those who die early leave some money on the table.” Chapter 5.4


  • “JB: I’m something of an introvert, and working all the time, you don’t have to make a lot of idle conversation.” Chapter 6.3


  • “… if you think this is the beginning of a relationship, are you going to behave the same way as if it were the end? That one slight shift in perception, in meaning, can change your whole life in a moment… in the beginning of the relationship, you were a giver, not an accountant.” Chapter 7.2


  • “My teacher Jim Rohn taught me a simple principle: every day, stand guard at the door of your mind, and you alone decide what thoughts and beliefs you let into your life.” Chapter 7.2


  • “Experience everything. Take care of yourself and your friends. Have fun, be crazy, be weird. Go out and screw up! You’re going to anyway, so you might as well enjoy the process. Take the opportunity to learn from your mistakes: find the cause of your problem and eliminate it. Don’t try to be perfect; just be an excellent example of a human being.” Chapter 7.3


What Others Are Saying

review for money master the game


Star Rating:


Personal finance/lifestyle books don’t get much better than this.

Believe me; I’ve read a fair few of them!

Although some chapters don’t translate brilliantly for UK audiences due to differences in things like tax legislation, that certainly shouldn’t put you off from checking this one out.

Highly, HIGHLY recommend!!

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